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2017 Mortgage Rate Outlook: The Trump Effect

And if you want to buy a home and can afford it, Zandi recommends you make sure you have a good credit score, that you’re managing your current debts well, and that you have enough money for a down payment. He says these factors are key to being able to apply for a mortgage and getting a reasonably good rate, regardless of where rates are heading. “That’s what’s in your control, that’s what you need to focus on,” Zandi says.

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